The European Investment Bank – EIB is the EU’s bank. Jointly owned by the 27 EU countries and representing the interests of the European Union Member States. It’s the world’s largest multilateral bank mostly directed at the internal European market.

European Investment Fund (EIF), is a part of the EIB Group and offers venture capital primarily to small and midsize enterprises. EU-backed business financing and SME-loans are offered mainly to:

  • Innovation and competence
  • Access to finance for smaller companies
  • Climate and environment
  • Strategic infrastructure

EIF Guaranteed SME Loans are very sought after, as many start-up companies find it difficult to obtain capital without sufficient collateral. In recent times EIF has expanded and extended its commitments signing agreements in Denmark, Norway, Sweden, Finland and Iceland to provide multi-million-euro guarantees for loans to small and medium-sized enterprises (SMEs).


22 January 2019
the Swedish bank Marginalen Bank launches EU-backed micro-finance business loans up to SEK 250.000.

15 June 2018
Innovation Norway and The European Investment Fund (EIF) signed an extension agreement 15 June 2018 to provide NOK 375 million (EUR 42 million) of guarantees for loans to small and medium-sized enterprises (SMEs) in Norway.

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