{"id":895,"date":"2018-10-29T08:26:00","date_gmt":"2018-10-29T07:26:00","guid":{"rendered":"https:\/\/firmalan.com\/sv\/?page_id=895"},"modified":"2019-11-20T17:30:51","modified_gmt":"2019-11-20T16:30:51","slug":"kreditlinan","status":"publish","type":"page","link":"https:\/\/firmalan.com\/sv\/lana-pengar\/kreditlinan\/","title":{"rendered":"Kreditlinan"},"content":{"rendered":"<div class=\"section-content\">\n<div class=\"row\">\n<div class=\"feature-item col-lg-6 col-sm-6 wow slideInUp\">\n<div class=\"feature-media\"><img decoding=\"async\" src=\"https:\/\/firmalan.com\/sv\/wp-content\/uploads\/2018\/10\/kreditlinan.jpg\" \/><\/div>\n<\/div>\n<div class=\"feature-item col-lg-6 col-sm-6 wow slideInUp\">\nKreditlinan erbjuder, som namnet antyder, tempor\u00e4ra finansiella l\u00f6sningar till sm\u00e5f\u00f6retag. L\u00e5neans\u00f6kan kan g\u00f6ras alla dagar i veckan 24 timmar om dygnet och samtliga bolagsformer \u00e4r v\u00e4lkomna att s\u00f6ka en f\u00f6rsta kredit upp till 30.000 kr (\u00e5terkommande kunder som sk\u00f6tt sina \u00e5terbetalningar v\u00e4l kan f\u00e5 h\u00f6jd limit upp till 50.000 kr).\n<\/div>\n<p>Endast firmatecknare kan uppr\u00e4tta l\u00e5neans\u00f6kan, medgivande fr\u00e5n samtliga \u00e4gare kr\u00e4vs f\u00f6r att f\u00e5 l\u00e5na.  Avtalet signeras genom identifikation och digital inloggning p\u00e5 f\u00f6retagsbank d\u00e4r Kreditlinan kontrollerar ert bankkonto.  <\/p>\n<p>Kreditlinan anv\u00e4nder i f\u00f6rsta hand Instantor f\u00f6r att kontrollera att person och f\u00f6retagsuppgifterna st\u00e4mmer samt f\u00f6r att kontrollera er betalningsf\u00f6rm\u00e5ga. Enbart f\u00f6retagsverksamheter med tillr\u00e4cklig \u00e5terbetalningsf\u00f6rm\u00e5ga beviljas. Endast en kreditpr\u00f6vning via Bisnode Kredit AB f\u00f6retagsupplysning g\u00f6rs vilket inneb\u00e4r att ingen personlig kreditupplysning utf\u00f6rs i samband med ans\u00f6kan.<\/p>\n<\/div>\n<div class=\"section-color\">\n<div class=\"row\">\n<div class=\"feature-item col-lg-6 col-sm-6 wow slideInUp\">\n<p class=\"kapitel\">Kreditlina<\/p>\n<ul id=\"navlist\">\n<li>Belopp: 10.000 &#8211; 50.000 kr<\/li>\n<li>L\u00f6ptid: Flex (dock fasta f\u00f6rfallodatum)<\/li>\n<li>R\u00e4ntesats: m\u00e5nadsr\u00e4nta 2.95%\/m\u00e5n + 495 kr\/m\u00e5n <a href=\"#tabell\">se prisexempel i tabell<\/a>.<\/li>\n<\/ul>\n<\/div>\n<div class=\"feature-item col-lg-6 col-sm-6 wow slideInUp\">\n<p class=\"kapitel\">Ans\u00f6kan<\/p>\n<ul id=\"navlist\">\n<li>Ans\u00f6k p\u00e5 webben med Instantor via f\u00f6retagsbank<\/li>\n<li>Ans\u00f6kningar behandlas mellan 09:00 och 19:00<\/li>\n<li>Utbetalning sker direkt efter godk\u00e4nnande, tiden f\u00f6r \u00f6verf\u00f6ringen\/bryttiden kan dock variera beroende p\u00e5 bank.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<p><span style=\"color: #00529c; font-size: 16pt;\">Villkor:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">R\u00e4nta<\/span><\/td>\n<td>M\u00e5nadsr\u00e4nta 2.95%\/m\u00e5n + 495 kr\/m\u00e5n. (\u00c5rsr\u00e4nta ca 52,87%-149,03%) <\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">Uppl\u00e4ggningsavgift<\/span><\/td>\n<td>Inga avgifter ut\u00f6ver r\u00e4nta och m\u00e5nadskostnad.<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">Borgens\u00e5tagande<\/span><\/td>\n<td>Ingen personlig borgen kr\u00e4vs<br \/>\n.<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">F\u00f6rtidsinl\u00f6sen<\/span><\/td>\n<td>Krediten l\u00f6per m\u00e5nadsvis.<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">Betalningsanm\u00e4rkning<\/span><\/td>\n<td>Ingen uppgift.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #00529c; font-size: 16pt;\">Krav p\u00e5 f\u00f6retag som s\u00f6ker:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">Oms\u00e4ttning<\/span><\/td>\n<td>Alla bolagsformer kan ans\u00f6ka och varje ans\u00f6kan behandlas individuellt.<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">Historik<\/span><\/td>\n<td>Ditt f\u00f6retag har en rimlig kreditv\u00e4rdighet samt att era kunder har rimlig kreditv\u00e4rdighet.<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">\u00c4garskap<\/span><\/td>\n<td>Ans\u00f6kan kan endast uppr\u00e4ttas av \u00e4gare, VD eller annan firmatecknare.<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">F\u00f6retagsadress<\/span><\/td>\n<td>Verksamheten \u00e4r registrerad hos bolagsverket i Sverige.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #00529c; font-size: 16pt;\">F\u00f6ljande information\/dokumentation beh\u00f6vs:<\/span><\/p>\n<ul>\n<li>Du beh\u00f6ver logga in p\u00e5 f\u00f6retagsbanken och ge tillg\u00e5ng till uppgifter om ditt f\u00f6retags banktransaktioner.<\/li>\n<li>Du skall ha namnteckningsr\u00e4tt i f\u00f6retaget ensam eller tillsammans annan person<\/li>\n<li>F\u00f6retagets faktureringsuppgifter samt kontonummer<\/li>\n<li>Underskrift\/godk\u00e4nnande av samtliga firmatecknare kr\u00e4vs.<\/li>\n<\/ul>\n<hr \/>\n<p>Bolaget Tact Finance som st\u00e5r bakom tj\u00e4nsten \u00e4r verksamma i Sverige, Finland och Polen d\u00e4r de erbjuder konsumtionsl\u00e5n samt sm\u00e5 f\u00f6retagsl\u00e5n utan s\u00e4kerhet. Tidigare erbj\u00f6ds privatpersoner l\u00e5n i Sverige under varum\u00e4rket Saldo, just nu sker dock ingen utl\u00e5ning och f\u00f6retaget arbetar med att ta fram en ny produkt.<\/p>\n<p><a name=\"tabell\"><\/a> <span style=\"color: #00529c; font-size: 16pt;\">Kostnadstabell<\/span><br \/>\nNedanst\u00e5ende kostnadsuppgifter \u00e4r ber\u00e4knade med en 2,95% m\u00e5nadsr\u00e4nta samt en \u00e5terkommande m\u00e5nadsavgift p\u00e5 495 kr.<\/p>\n<table>\n<thead>\n<tr>\n<th>Belopp<\/th>\n<th>1 m\u00e5n<\/th>\n<th>3 m\u00e5n<\/th>\n<th>6 m\u00e5n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">10 000 kr<\/span><\/td>\n<td>10 790 kr (\u00c5rsr\u00e4nta\t149,03%)<\/td>\n<td>12 370 kr (\u00c5rsr\u00e4nta\t134,14%)<\/td>\n<td>14 740 kr (\u00c5rsr\u00e4nta\t117,27%)<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">20 000 kr<\/span><\/td>\n<td>21 085 kr (\u00c5rsr\u00e4nta\t88,51%)<\/td>\n<td>23 255 kr (\u00c5rsr\u00e4nta 82,79%)<\/td>\n<td>26 510 kr (\u00c5rsr\u00e4nta 75,70%)<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">30 000 kr<\/span><\/td>\n<td>31 380 kr (\u00c5rsr\u00e4nta\t71,55%)<\/td>\n<td>34 140 kr (\u00c5rsr\u00e4nta\t67,71%)<\/td>\n<td>38 280 kr (\u00c5rsr\u00e4nta\t62,82%)<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">40 000 kr<\/span><\/td>\n<td>41 675 kr (\u00c5rsr\u00e4nta 63,60%)<\/td>\n<td>45 025 kr (\u00c5rsr\u00e4nta\t60,54%)<\/td>\n<td>50 050 kr (\u00c5rsr\u00e4nta\t56,56%)<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#000\"><span style=\"color: #ffffff;\">50 000 kr<\/span><\/td>\n<td>51 970 kr (\u00c5rsr\u00e4nta\t59,00%)<\/td>\n<td>55 910 kr (\u00c5rsr\u00e4nta\t56,34%)<\/td>\n<td>61 820 kr (\u00c5rsr\u00e4nta\t52,87%)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Betalning och amortering sker enligt angivet f\u00f6rfallodatum. Reservation f\u00f6r felskrivningar och felaktiga r\u00e4nteber\u00e4kningar).<br \/>\n*Uppdaterad 2018-10-29<\/p>\n<p>&nbsp;<\/p>\n<h4>\u00d6PPETTIDER KUNDTJ\u00c4NST:<\/h4>\n<table class=\"table table-striped\" border=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\" width=\"150\">M\u00e5ndag \u2013 Torsdagar<\/td>\n<td valign=\"top\" width=\"100\">08:00 \u2013 16:00<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" width=\"150\">Fredagar<\/td>\n<td valign=\"top\" width=\"100\">08:00 \u2013 15:00<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" width=\"150\">Helg<\/td>\n<td valign=\"top\" width=\"100\">St\u00e4ngt<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote><p>Telefon:  08-46501932<br \/>\nE-mail: <a href=\"mailto:kundtjanst@kreditlinan.se\">kundtjanst@kreditlinan.se..<\/a><\/p><\/blockquote>\n<blockquote class=\"theme\"><p>Tact Finance AB<\/p>\n<h4>ADRESS:<\/h4>\n<p>SVETSARV\u00c4GEN 15 2 TR<br \/>\n171 41 Solna<br \/>\nStockholms l\u00e4n<br \/>\nOrg. nr: 556796-8077<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Kreditlinan erbjuder, som namnet antyder, tempor\u00e4ra finansiella l\u00f6sningar till sm\u00e5f\u00f6retag. L\u00e5neans\u00f6kan kan g\u00f6ras alla dagar i veckan 24 timmar om dygnet och samtliga bolagsformer \u00e4r v\u00e4lkomna att s\u00f6ka en f\u00f6rsta &#8230;<\/p>\n","protected":false},"author":1,"featured_media":896,"parent":164,"menu_order":32,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-895","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/pages\/895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/comments?post=895"}],"version-history":[{"count":4,"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/pages\/895\/revisions"}],"predecessor-version":[{"id":2013,"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/pages\/895\/revisions\/2013"}],"up":[{"embeddable":true,"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/pages\/164"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/media\/896"}],"wp:attachment":[{"href":"https:\/\/firmalan.com\/sv\/wp-json\/wp\/v2\/media?parent=895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}